AFSL Compliance & AML/CTF
We support AFSL holders and businesses preparing to apply for or vary an AFSL by strengthening governance, operating models, compliance arrangements and AML/CTF frameworks. Our focus is practical implementation and regulatory readiness, tailored to your business needs and aligned with regulatory expectations. With ongoing AML/CTF reform, we also help businesses assess operational impacts and integrate required changes into day-to-day processes.
Who We Support
JGMC supports regulatory readiness and implementation. Formal legal advice and licence application lodgement are outside JGMC's service scope.
AFSL Holders
Establish and maintain governance, compliance and operating arrangements aligned with your licence obligations.
Fintechs & Startups
Build governance, compliance and operational foundations that support growth and evolving regulatory obligations.
Businesses Navigating Regulatory Change or Review
Assess requirements, strengthen frameworks and prepare for regulatory engagement in a structured and practical way.
Businesses Preparing to Enter Financial Services Markets
Establish governance, compliance and operational foundations from the outset.
Why JG Management Consulting
Financial Services Experience
Financial services leadership experience across governance, compliance, operations, products and financial crime controls.
Commercial Focus
We design compliance programs that enable your business to operate with confidence — not just tick boxes
End-to-End Support
From initial assessment through to implementation, training, and ongoing monitoring
Hands-On Implementation
Practical support from framework design through to implementation, training and ongoing monitoring.
How We Work
Compliance Assessment
We assess your current compliance arrangements, applicable obligations and identified gaps across AFSL and AML/CTF requirements.
Framework Design
We design fit-for-purpose frameworks, policies and procedures aligned to your business model, risk profile and applicable obligations.
Implementation & Capability Building
We work alongside your team to implement frameworks, deliver training and integrate compliance into day-to-day operations.
Ongoing Monitoring
We provide ongoing monitoring, review support and implementation assistance as regulatory requirements and business needs evolve.
Related Services
Regulatory Remediation
Structured remediation, governance uplift and control strengthening.
Learn MoreFrequently Asked Questions
What is AFSL compliance and why is it important for my business?
AFSL compliance refers to the governance, operational and risk management obligations that licence holders must meet to operate in line with regulatory expectations. Strong compliance arrangements support sound decision-making and give boards and management confidence that the business is operating responsibly and sustainably.
Do all financial services businesses need an AML/CTF program?
Not all businesses are subject to AML/CTF obligations. Requirements depend on the services provided and whether they fall within the designated services framework. We help assess your obligations and, where required, design AML/CTF programs that are risk-aligned and appropriate to your operating model.
Can you assist with regulatory change and upcoming reforms?
Yes. Regulatory change can affect systems, workflows, governance and operational responsibilities - not just policies. We help businesses assess the practical impact and translate changes into clear operational actions and updated controls.
How does an engagement typically start?
Most engagements begin with an initial discussion to understand your business, priorities and the support required. From there, we agree the scope, practical next steps and how JGMC can best work alongside your team.
Do you provide ongoing compliance support or only project-based services?
We provide both. Clients engage us for specific initiatives or ongoing support, depending on their business needs. Our involvement can include governance and compliance uplift, operating-model support and hands-on implementation.
Start the Right Conversation
Discuss your AFSL compliance, AML/CTF or regulatory-readiness needs with JGMC.